Terms of Service

01Who can use Cuesum

You must be at least 18 and legally allowed to use crypto-asset services in your country. You must give true details when you sign up and keep them up to date. One account per person.

02What Cuesum does

Cuesum lets you deposit digital dollars (USDC or USDT) and put them into a 25-day cycle. Cuesight, our AI model, checks lending pools every day and picks the best one that passes its safety check for each package:

• Flow uses the largest safe pool. Minimum $100.
• Pulse uses the highest-paying safe pool. Minimum $2,000.

Cuesight may suggest moving to a different pool, but it never moves your money without your approval.

03Cycles, earnings and withdrawals

• Each cycle lasts 25 days. Earnings are added every day, weekends included.
• You can withdraw profits on weekdays. You can withdraw capital from day 10, which ends the cycle early.
• At day 25, your capital comes back to your balance, or a new cycle starts if auto-renew is on.
• Withdrawals go only to your saved addresses and usually arrive in 10–12 hours on weekdays. New addresses can be used after 24 hours.

04Risks you accept

Rates shown in Cuesum are today’s rates and estimates, not promises. Cuesum is not financial advice. Only deposit money you can afford to lose.

05Fees

Cuesum charges no fee to deposit, withdraw or convert. Blockchain networks may charge their own small network fees, and conversions use the current market rate. We will tell you before introducing any Cuesum fee.

06Referral rewards

If people you refer earn, Cuesum pays you a share of their daily earnings, from Cuesum’s own revenue. Your referrals keep 100% of theirs. Rewards depend on your rank and only count for active referrals. You can claim from $10. We may change or end the program with notice, and we cancel rewards gained through fake accounts or abuse.

07Your account and security

You are responsible for keeping your password, email and two-step device safe. Tell us straight away if you think someone else has accessed your account. We may pause withdrawals to protect you, for example after a password reset.

08Things you must not do

• Use Cuesum for money laundering, fraud or any illegal activity.
• Create multiple or fake accounts, or game the referral program.
• Try to hack, overload or reverse-engineer Cuesum.

We may suspend or close accounts that break these rules, and report illegal activity to the authorities.

09Our responsibility

We work hard to keep Cuesum running and your funds safe, but we can’t promise the service will always be available or error-free. To the extent the law allows, we are not responsible for losses caused by pool failures, network problems or events outside our control.

10Closing your account

You can close your account at any time in Settings after withdrawing your balance and letting active cycles finish. We may close an account with notice, or immediately if required by law.

11Changes and governing law

We may update these terms. If changes are important, we’ll tell you by email at least 14 days before they apply. These terms are governed by the laws of Singapore.